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Account Deleted

Very enlightning as usual, Sig!
[By the way, Happy New Year!]

The trouble seems to be that IT is tightly connected to something "repeatable", at least in most people's mind, and processes you mentioned being only barely repeatable, to be supported by IT need to be made "a little repeatable", and there you quickly get into a vicious circle.
The mind behind the software needs therefore to find what they have in common and make it "repeatable" (well, sort of).
Still, most managers need to be educated to think that BRP's CAN be software-supported, i. e. the smart & enlightened Business Technology Consultant (forget IT, that's old...) must convey the message that technology and repeating are NOT tighten together!
Business Technology should be exactly THIS leap forward: forget about automating stuff and start thinking about flexible and creative knowledge supporting business.

sig

Thanks Luca, and a Happy New Year to you!

Yep, I hear it all the time - some perception of the term "process" is almost impossible to loose. Seems like it's inherited from early industrialisation (guess that's when the term came to life).

Indeed it is everything that we do, anything where activities comes in a sequence - and there are no definition that says it means linear, repeatable or automation!

It's when you move the ability to choose (change) path at most junctions during a process it becomes BRP.

Actually I'm falling back to the Pipeline vs Riverbed metaphor: Linear, repeatable, automation = Pipeline, allowing people to think and act freely within a framework, well then the framework is a Riverbed!

Definitely much to do in this area, and much to gain for those who will try!

Account Deleted

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Cash Matrix

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Arthur Regen

Current Methods Of Fund Selection Deny 60 Million Mutual Fund Investors Access To Wealth Creation.

Why is there such a disparity between the net real returns of 8-9% produced by the Mutual Fund Winners Spreadsheet (MFWS) www.mutualfundwinnerpicks.com since 1994 compared to the average investor’s net real returns of 1-2% - confirmed by Dalbar's recent independent study update - after fees, expenses, taxes and inflation?

Rather than bemoan this sad state of affairs and since it is unrealistic to expect expenses, taxes and inflation to be drastically reduced any time soon, the approach was to find out what controllable factor(s) are responsible for this corrosive drag on performance.

Since fees are controllable, the MFWS is confined only to no-load funds. These funds have no fees and, therefore, incur no additional acquisition costs giving the fund investor an initial, but limited, boost in returns. While this was a valuable contribution, the investigation was not satisfied and probed further and deeper into the problem.

Why should the average investor be subjected to a 95% chance of zero wealth creation over a lifetime of employment?

After 15 years of research using over 200 million data cells and some luck, the culprit was found. It was "adverse selection", which is the systematic selection of more losers than winners usually on a 75:25 ratio basis, caused by an overwhelming number of losers. By reversing these odds, mathematically, many times more winners than losers are now easily and consistently picked.

A winner is defined as a fund whose performance consistently outperforms the Standard & Poor’s 500 Stock Index over time.
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Isn’t it time the mutual fund industry stopped relying on gossip, tips, slogans, shibboleths, canards, anecdotes… and begin using basic, proven scientific principles to help at least 60 million fund investors create wealth?

Arthur Regen,Managing Director,Regen Associates

www.mutualfundwinnerpicks.com

[email protected]

888.666.8921

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